Homeowners Insurance Impacting Local Animal Shelters

At the Humane Society of Rome, there's an increase in pitbulls and it has something to do with weight restrictions and home owners insurance.

"People want to move or buy a home and then they find out that insurance won't cover them," said Helene Rudiak the Shelter Manager at the Humane Society of Rome.

Rudiak said the same goes for moving into an apartment, where landlords won't allow certain pets based on insurance restrictions. 

"A lot of times that's what happens with our animals is that they've had an animal for years and if they have to move they have to give them up because they have to place to live then," Rudiak said.

It happened to Trace, who's been at the shelter for a few months. His family was growing and had to leave him behind--but it's not just pitbulls that are affected.

"There's rottweilers, German Shepherds, chow chows--you know, so-called aggressive breeds that the insurance companies have labeled, that you know, would not insure a home," Rudiak said.

"They're rating it on basically the size of the dog and the amount of damage that it will inflict in the event of even of a minor bite," said Joseph Gigliotti, President of Gigliotti, Siegfried & Associates Inc.

But that's not to say you can't get home owners insurance because you have a specific breed of dog. Some companies allow it--while others just exclude coverage for your pet.

"So basically what would happen is if my dog were to bite somebody i would be financially responsible for whatever damages arose from the bite," Rudiak said.

Still, no matter the bite or the dog, rudiak said it all comes down to the owner. 

"Any dog can be trained to be a good dog or a bad dog. And I don;t think there's anything such, as a bad dog, just bad owners," Rudiak said.

Trace is available for adoption and if you'd like to bring him home, you can call the Humane Society. 

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